Do nurses get pensions? Nurses employed in government-run hospitals, nonprofit organizations, or military services often receive pension plans, providing steady income after retirement. Unionized nurses may also benefit from pensions negotiated into their employment contracts. In contrast, private-sector nurses rely on 401(k) or 403(b) plans, which require self-managed contributions. Understanding nursing pension plans and available retirement benefits is crucial for financial security. Nurses should explore their options, assess employer-provided benefits, and seek expert guidance. Proper preparation helps ensure a smooth and financially stable transition into retirement, offering peace of mind and long-term stability.